We are making changes to our Term Deposit and fixed Home Loan rate cards effective Thursday 31st August.Term Deposit CardInterest Tier:$10,000+$5,000 - $9,999Current RateNew RateChangeCurrent RateNew RateChange1 year5.90%6.00%0.10%5.80%5.90%0.10%Interim interest1 year5.90%6.00%0.10%5.80%5.90%0.10%Home Loan CardHeadline Special: 6.99% p.a. fixed for one year. Min 20% equity.ProductPrevious Special Rate*New Special Rate*Previous Standard Rate (>80LVR)New Standard Rate (>80LVR)Variable / Offset8.50%8.50%Revolving8.55%8.55%6 month fixed7.15%8.15%1 year fixed6.99%7.99%2 year fixed6.79%6.89%7.79%7.89%3 year fixed6.49%6.69%7.39%7.59%4 year fixed6.29%6.49%7.19%7.39%5 year fixed6.29%6.49%7.19%7.39%* Minimum 20% equity. (Specials are also available for First Home Loan customers).+ For all Bridging loans, the interest rate will be 1% above Kiwibank’s variable interest rate.