Kiwis planning for their funerals not a priority
Kiwis planning for their funerals not a priority, say funeral directors
New Zealanders do not prioritise planning ahead for their funerals, says the Funeral Directors Association.
“One of the best gifts
anyone can leave their grieving family is a plan for
organising and paying for their funeral, yet far too many of
us just don’t get around to doing it, leaving all the
worry and hassle to others,” says Chief Executive Katrina
Shanks.
She welcomed the announcement that Countdown
supermarkets have added a funeral cover package to their
suite of insurance products.
Mrs Shanks says funeral directors welcome any new products that make it easier for people to pre-pay and to plan their funerals.
“We know that less than 5 per cent of people plan for their funeral. That’s a lot worse than in other developed countries such as the US, the UK and Australia. It’s a sort-of ‘out of sight, out of mind’ attitude, but it can be an unfair one on those left behind.
“It really
is time New Zealand families had a conversation around
planning their funerals.
“Most people don’t plan
ahead for their funerals, but all the best advice is that
it’s something everyone should consider. Pre-paying your
funeral is just as important as putting something away for
your retirement.
“The benefits of pre-paying are huge.
“I know of families who have been surprised to find their loved one had a pre-paid funeral plan, and of the relief that brought. That was one big aspect of the situation confronting them that they didn’t have to worry about. They could just get on and grieve and give their loved one the best send-off they could.
“I also know of families who have had to scramble around to find money because there was none set aside. Their grieving and planning was interrupted because they had to arrange money to pay for the coffin, flowers, death certificates, cremation certificates, cremation or burial plot, transport, celebrant, funeral director, and even for a cup of tea.
Mrs Shanks says there are two key types of structure to consider for pre-paying of funerals – pre-paid trusts or insurance – and each will suit different requirements and circumstances.
“The options need to be considered carefully, and the person who can help you plan for your funeral is your Funeral Directors Association funeral director.
“They will be able to help you consider all aspects of your pre-arrangement and will talk to you about the choices available. They offer a pre-paid funeral facility which covers a wide range of funerals, from the more lavish to the more simple and affordable.
“There’s no time like the present to
start the important job of pre-paying and planning for your
funeral.”
ends